Insurances Accepted

BlueCross BlueShield of Illinois logo featuring two shield symbols and company name.

I currently accept these insurances: Blue Cross Blue Shield PPO. For all other insurances, you may have out-of-network benefits, which means that insurance will reimburse you for a portion of our session cost. I have partnered with Thrizer to handle the out-of-network process automatically for you. With Thrizer, you will only have to pay a copay for our sessions post-deductible, instead of paying my full fee and waiting for reimbursements. This typically allows clients to save on average 70% upfront on our sessions. During our intake process, I can help you verify if you have out-of-network benefits and how much your co-insurance would be.

An infographic promoting Thrizer, a service that handles out-of-network insurance reimbursements for therapy sessions. It highlights benefits such as paying only co-insurance, saving on upfront costs, and how the process works in four steps: creating an account, adding insurance info, reviewing benefits, and paying co-insurance.
An informational graphic explaining how to save on therapy with Thrizer, comparing costs and reimbursement processes for therapist sessions with and without Thrizer.

Financing

Dr Kelly Santoyo PLLC proudly accepts the CareCredit credit card for all your mental health and wellness needs.

Help fit the care you want or need into your budget with the CareCredit health and wellness credit card. It offers flexible financing options that allow you to pay over time.*

• Promotional financing options available • See if you prequalify with no impact to your credit score • Instant credit decisions • No annual fee†

CareCredit also helps make care possible for you and your family. It’s accepted at 266,000+ locations, so you can pay for chiropractic, dentistry, dermatology, cosmetic, hearing, prescriptions, pet care and more. It’s a convenient way to help fit expenses not covered by insurance into your budget.

Learn more by visiting carecredit.com or contacting our office.

*Subject to credit approval. Visit carecredit.com for details. † For new accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. CareCredit is a Synchrony solution. When you go to the CareCredit website you will be subject to the Synchrony privacy policy, which differs from the Mariposa Mental Health privacy policy. You can learn more about the Synchrony privacy policy at carecredit.com.